Over the years, structures get modified for continuing growth. Here you will find the help to encourage life long learning.
Articles are updated frequently.
These sections are organized by age level, but the information is not confined to just these ages. Consider looking at other age ranges as well. Also, make sure to check out the Archives.
Articles are updated frequently.
These sections are organized by age level, but the information is not confined to just these ages. Consider looking at other age ranges as well. Also, make sure to check out the Archives.
Discipline is Your Duty
If you love your children, you will discipline them when they need it. If you love your children, you will be the one in charge. If you love your children, you will show them behavior acceptable to your family, friends, and society.
Discipline is not “old fashioned” or “out-of-date." It is one of our greatest needs right now, in our modern world. Humans simply must learn to behave and to live beside each other peacefully.
When you discipline your children, you are not being mean. Sensible discipline is a sign to your children that you care and are not out just to punish them, but to prepare them for their future. Disciplining children is more than making them behave for the time being. It is teaching your children to behave for a lifetime.
Too soon, they will be adults with the privilege of driving a car and owning a gun. They must have a conscience to handle these responsibly. Building conscience is what discipline is all about. There are right ways and wrong ways to exist in our world.
You have the duty to be direct and firm in helping your children know what is acceptable and what is not. You get right down to their eye level and tell them plainly why a particular kind of behavior is needed. You must be clear and distinct. “You have to stop what you are doing, and this is why...” You try not to be angry, but truly showing your children that you believe in what you say.
It takes time for ideas to sink in, for children to learn to control their impulses and emotions. It takes your patience and even your repetition. You must be consistent. Children like to test to see if you remember.
If you use punishment as a way of discipline too often, you build resentment in your children. It is better to build and use the strong civilizing loving bond between parent and child. Children will feel close to their parents and want to imitate their ways. Children need dads and mothers who think on their feet, are consistent and yet, flexible enough to use a variety of ways to discipline. Then children have a chance to become decent human beings and adults parents can be proud of.
Financial Tools for Tweens and Teens
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. Ayn Rand
Too many of us and our children have gotten caught in traps that money has caused, or rather the lack of money knowledge. It is up to parents to help their children avoid these traps. When you are having conversations with your children, include those about money often.
esperian.com suggests the following steps to help children manage their money.
A budget is a financial plan based on income and expenses. Parents need to set goals and learn to live within their means. Children see how parents manage their money. Talk to your children as you shop.
As children get older, parents can share their household budget with children to show them where the money goes. Explain the bills that need to be paid and why you might be saying “no” to their latest request.
Help your children make healthy choices. Look for the best prices in newspaper or magazine ads and online for the things they want. Help them to save their own money for the desired item or ask for it as a future gift. You can help your children have confidence handling their money as they prepare for their financial future by helping them to be frugal. BUSY KIDS might be an app to help. Talk with them about ideas for earning their own money through opportunities such as performing services for others--babysitting, tutoring younger children, pet-sitting, or yard work. Explore ideas for their own business, such as designing greeting cards to sell or showing seniors how to use their computers or iPads. Encourage them to use their imaginations for a new business they might create.
Never stand begging for that which you have the power to earn. Miguel de Cervantes
Help your children to see using credit cards is really borrowing money that must be paid back on time, over time. Help your tweens and teens know about credit reports and credit scores. When your children see you using your digital devices to pay, help them to know it is not money at the touch of a button but money that is deducted from your checking or savings account.
Give your children lessons about money for their future lives. Talk about money daily, give your children guidance and help them make smart money decisions. Give them Dave Ramsey’s book Smart Money, Smart Kids. Help them know that money is only part of their lives, but that knowing how to use it is important. Discuss with them their needs versus wants, weighing their decisions and understanding the outcomes of those decisions.
Money Management
Do your children know where their money comes from? Do they know where YOUR money comes from? Do they have any idea how to use their money wisely? These are lessons that are vitally important for your teens. You give them food, a place to sleep, some chores (hopefully) and money.
According to a survey commissioned by MYBANKTRACKER.com, more than half of Americans believe children should begin to handle their own money before age 18. Giving them a weekly allowance that needs to last them through the week with no other contributions from you (consistently, parents), helps your teens to learn through experience what it takes to stretch their money, how to spend and save it for what they want. Parents are not the bank. You might even show them how you manage your money using a program on the internet or keeping your income and expenses in a book.
Help them to establish a bank account to call their own. As your teens grow older, they might have a job. They will need to manage the money they are paid--paying themselves through savings, spending for their necessities, and then enjoying some.
For kids before high school, a savings account may be enough to help them learn to save for the bigger things they may want, like a new skateboard or bike. During early high school years, teens could have a checking account with your supervision. Parents should make opportunities to advise and teach better ways to manage their money and bank accounts
Pursuing financial independence should be the goal for your children even before they begin to acquire student loan debt. How can you and they finance their education without acquiring a mountain of debt they will need to pay back for the rest of their lives? Maybe, they can research scholarships, not only in sports, but in their passions in other fields. Some nationalities offer scholarships to those of their nationality. For medical training, there is such a demand that with an interest in that field, they may find many unused opportunities. Thinking about a military career may give them opportunities they might never have imagined. Seeking internships, paid or unpaid, may open doors for them.
Discussing how money is used well and wisely in their lives might save your children a multitude of headaches in their future. It is worth a try.
If you love your children, you will discipline them when they need it. If you love your children, you will be the one in charge. If you love your children, you will show them behavior acceptable to your family, friends, and society.
Discipline is not “old fashioned” or “out-of-date." It is one of our greatest needs right now, in our modern world. Humans simply must learn to behave and to live beside each other peacefully.
When you discipline your children, you are not being mean. Sensible discipline is a sign to your children that you care and are not out just to punish them, but to prepare them for their future. Disciplining children is more than making them behave for the time being. It is teaching your children to behave for a lifetime.
Too soon, they will be adults with the privilege of driving a car and owning a gun. They must have a conscience to handle these responsibly. Building conscience is what discipline is all about. There are right ways and wrong ways to exist in our world.
You have the duty to be direct and firm in helping your children know what is acceptable and what is not. You get right down to their eye level and tell them plainly why a particular kind of behavior is needed. You must be clear and distinct. “You have to stop what you are doing, and this is why...” You try not to be angry, but truly showing your children that you believe in what you say.
It takes time for ideas to sink in, for children to learn to control their impulses and emotions. It takes your patience and even your repetition. You must be consistent. Children like to test to see if you remember.
If you use punishment as a way of discipline too often, you build resentment in your children. It is better to build and use the strong civilizing loving bond between parent and child. Children will feel close to their parents and want to imitate their ways. Children need dads and mothers who think on their feet, are consistent and yet, flexible enough to use a variety of ways to discipline. Then children have a chance to become decent human beings and adults parents can be proud of.
Financial Tools for Tweens and Teens
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. Ayn Rand
Too many of us and our children have gotten caught in traps that money has caused, or rather the lack of money knowledge. It is up to parents to help their children avoid these traps. When you are having conversations with your children, include those about money often.
esperian.com suggests the following steps to help children manage their money.
A budget is a financial plan based on income and expenses. Parents need to set goals and learn to live within their means. Children see how parents manage their money. Talk to your children as you shop.
As children get older, parents can share their household budget with children to show them where the money goes. Explain the bills that need to be paid and why you might be saying “no” to their latest request.
Help your children make healthy choices. Look for the best prices in newspaper or magazine ads and online for the things they want. Help them to save their own money for the desired item or ask for it as a future gift. You can help your children have confidence handling their money as they prepare for their financial future by helping them to be frugal. BUSY KIDS might be an app to help. Talk with them about ideas for earning their own money through opportunities such as performing services for others--babysitting, tutoring younger children, pet-sitting, or yard work. Explore ideas for their own business, such as designing greeting cards to sell or showing seniors how to use their computers or iPads. Encourage them to use their imaginations for a new business they might create.
Never stand begging for that which you have the power to earn. Miguel de Cervantes
Help your children to see using credit cards is really borrowing money that must be paid back on time, over time. Help your tweens and teens know about credit reports and credit scores. When your children see you using your digital devices to pay, help them to know it is not money at the touch of a button but money that is deducted from your checking or savings account.
Give your children lessons about money for their future lives. Talk about money daily, give your children guidance and help them make smart money decisions. Give them Dave Ramsey’s book Smart Money, Smart Kids. Help them know that money is only part of their lives, but that knowing how to use it is important. Discuss with them their needs versus wants, weighing their decisions and understanding the outcomes of those decisions.
Money Management
Do your children know where their money comes from? Do they know where YOUR money comes from? Do they have any idea how to use their money wisely? These are lessons that are vitally important for your teens. You give them food, a place to sleep, some chores (hopefully) and money.
According to a survey commissioned by MYBANKTRACKER.com, more than half of Americans believe children should begin to handle their own money before age 18. Giving them a weekly allowance that needs to last them through the week with no other contributions from you (consistently, parents), helps your teens to learn through experience what it takes to stretch their money, how to spend and save it for what they want. Parents are not the bank. You might even show them how you manage your money using a program on the internet or keeping your income and expenses in a book.
Help them to establish a bank account to call their own. As your teens grow older, they might have a job. They will need to manage the money they are paid--paying themselves through savings, spending for their necessities, and then enjoying some.
For kids before high school, a savings account may be enough to help them learn to save for the bigger things they may want, like a new skateboard or bike. During early high school years, teens could have a checking account with your supervision. Parents should make opportunities to advise and teach better ways to manage their money and bank accounts
Pursuing financial independence should be the goal for your children even before they begin to acquire student loan debt. How can you and they finance their education without acquiring a mountain of debt they will need to pay back for the rest of their lives? Maybe, they can research scholarships, not only in sports, but in their passions in other fields. Some nationalities offer scholarships to those of their nationality. For medical training, there is such a demand that with an interest in that field, they may find many unused opportunities. Thinking about a military career may give them opportunities they might never have imagined. Seeking internships, paid or unpaid, may open doors for them.
Discussing how money is used well and wisely in their lives might save your children a multitude of headaches in their future. It is worth a try.